Microcredit behavior in Colombia during the period 2010-2014: Exploration from the perspective of the Ohio School and the Grameen Bank

Abstract

<p>This article aims to describe microcredit behavior in Colombia during the period 2010-2014, performing an exploratory analysis based on the concepts of the Ohio School and the Grameen Bank. The representative units proposed for the study are based on portfolio reports from the analyzed period that were presented by entities that offer this type of loans in the Colombian market. The analysis found that the generation of opportunities and access to financial services are related to banking policies implemented by the last governments in order to help Colombian micro-entrepreneurs, which is more in tune with the principles of the Ohio School.</p>